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You DON't NEED a Loan Officer

We are seasoned processors who can get your loan through underwriting with minimal LO neccassary so we split basis points and pass the savings to our clients.

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Processing loans since 2003

We have been working with the top lenders, brokers, and investors in the mortgage industry.  

Let us help you keep money in your pocket

We only get paid when your loan closes.  You can think of us as part of the team. We will work together to make sure you get the loan you want, not the loan that a random loan officer tells you that you need. 

Mortgagte Leader 10 Years In a Row 

We have helped thousands of clients get the loan they want, with the lender they want.  All we do is simplify the process for all parties.  




Percent of the work we do


Loan Officer's Work (License)

Signature Process

We can sign most of your underwriting documents electronically.

The Right Choice

Don’t waste your money on the old traditional process we have all become acomstomed to.  Let NOT A LOAN OFFICER process your loan. We don’t get paid unless your loan closes 

Featured Case Studies

Read some of our case studies from previous loans we have closed. 

A Leader In The Industry

We are the first to tell show customers an alternative way to use the loan officer’s commision:

  •  We do all paperwork 

  • We handle all paperwork 
  • We handle your appraisal
  • We find the best product for you

Team of Expert LO’s & Processors

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400k+ Satisfied Customers

“Using Not A Loan saved me over $2500 on my closing cost!”

Janet Renolds

“As a first time home buyer I was pleasantly surprised by the process .”

Sara Blankenship


We only get paid if your loan closes.  No Hidden Cost / No Secrets 

Reach Us

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350 10th Avenue San Diego, CA 

(858) 692-3306

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